Full PITI breakdown — principal, interest, taxes, insurance — plus total interest over the life of the loan. Free, instant, no sign-up.
Open the calculator Read the guidesTaxes and insurance are a third of many payments. We include them, so the number survives contact with reality.
15 vs 30 years changes total interest by six figures on many loans. See it before you sign.
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Owning the median home costs about $3,200 a month all-in; the median metro rent is $1,693. Five years out the gap nearly vanishes. The computed ledger and the three levers that decide it.
NewsFreddie Mac put the 30-year fixed at 6.49% for the week of July 9 and daily trackers slipped to 6.42% by July 12. The year-over-year math on a $350,000 loan.
NewsOne national survey crossed 6.7% on July 9 while Fannie Mae now sees 6.4% through year end. The dollar math on what the move adds to a monthly payment.
MortgagesThe same $350,000 loan gives three different answers on the big three calculators. The formula is identical; the defaults are not. What changes, and how to pressure-test any result.
MortgagesSide-by-side math on a $300,000 loan shows how a 15-year mortgage can save roughly $248,000 in interest - and what that higher payment really costs you in flexibility.
MortgagesA plain-English breakdown of principal, interest, taxes, and insurance (PITI), with a worked example showing where every dollar of a monthly mortgage payment goes.
When mortgage rates shift enough to change the math, one short email with the numbers done.
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